---
title: The necessary documents for a KYC upgrade
description: "The document must contain the following mandatory information: – The identification of the holder. – Identification of the financial institution guaranteeing the accounts. – The name of the bank and t"
---

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# The necessary documents for a KYC upgrade

#KYC2:

A KYC 2 for a standard user will allow him to have a maximum balance of €10,000 on his electronic wallet.  
For this, the user will have to provide in addition to the information previously filled in during the lower KYCs:

1. His nationality
2. His country of residence
3. Their level of income
4. A valid IBAN from a credit institution

 He will then have to provide two documents:

1. one of his legible, genuine and valid photo or scan proofs of identity:  
   – his identity card or  
   – his passport, his license (new generation)  
   – a French residence permit.
2. Proof of the IBAN entered.

The document must contain the following mandatory information:  
– The identification of the holder.  
– Identification of the financial institution guaranteeing the accounts.  
– The name of the bank and the name of the branch where the account is domiciled.  
#KYC3:

KYC 3 allows a standard user to have a maximum balance of €100,000 on their electronic wallet.

The user will have to provide other documents in addition to the information and documents provided in the lower KYCs:

    1.   A second proof of identity

    2. Proof of address  
 – Invoice less than 3 months old (electricity, gas, water, internet or landline).  
 - Home Insurance.  
 - Tax notice.  
 - Rent receipt.

 

Find here the [link](https://www.api-money.com/docs/#nav-compliance-kychttps://www.api-money.com/docs/#nav-compliance-kyc)of the documentation which includes the documents necessary for the KYC passages.

Find here the [link](https://www.api-money.com/docs/#nav-compliance-kyc)of the documentation which allows to add documents by API.

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